Dear Valued Members,
I am thrilled to extend my heartfelt greetings to each of you as the newly appointed President of the Canadian Tamils Chamber of Commerce (CTCC). It is both an honor and a privilege to lead this respected organization, and I want to express my sincere gratitude for the continuous support you have provided.
CTCC has long stood as a symbol of unity and progress for the Tamil community, and our achievements are a testament to the steadfast support of our sponsors, corporate members, and dedicated individuals like you. Your unwavering commitment has been the cornerstone of our success, and for that, we are truly thankful.
In my tenure as President, I envision a future for CTCC that embraces innovation and inclusivity. I am committed to fostering youth membership and empowering women entrepreneurship, believing that these efforts will propel our chamber to unprecedented heights. Our focus will be on creating events and initiatives that cater specifically to the unique needs of these vital segments of our community. Our goal is to provide a platform where the next generation can find mentorship, inspiration, and opportunities, while women entrepreneurs are empowered to lead and excel in the business world.
However, the realization of these aspirations hinges on your active support and participation. I extend a warm invitation to all members, sponsors, and friends of CTCC to join hands with us as we embark on this transformative journey. Your engagement, innovative ideas, and unwavering commitment will play a pivotal role in shaping the future we envision for our organization.
Let’s collaboratively work towards creating an organization that is not only successful but also deeply meaningful for our community. Thank you for being an integral part of the CTCC family, and I eagerly anticipate a year filled with exciting opportunities, meaningful connections, and the realization of our shared vision. Your partnership is not merely an investment in CTCC but in the flourishing Tamil community in Canada.
Regards,
Murali Sivaguru
President
We are pleased to introduce the newly elected members of the 2023/2024 board of directors:
Left to right: Vithu Ramachandran – Executive Vice President
Darshan Sritharan – VP Internal Affairs
Murali Sivaguru – President
Poorany Sornabala – VP Memebrship
Rukshan Para – VP Finance
Kanchana Thuraisingam – Director
Suresh Tharmalingam – Director
Rakhavan Ketheeswaran – Director
Vina Devadas – Immediate Past President
Absent: Christeen Seevaratnam – VP Community Relations
Join us at CTCC Business Centre and take advantage of our exceptional venue, now with a generous 30% discount for non-profit organizations. Together, let’s make your events memorable and impactful within our vibrant community.
To Book Our Venue:
Call Ken Kirupa at 416-830-8191 or Santha Panchalingam at 416-200-5470
or visit our website:
https://ctcc.ca/business-
Life insurance is a fundamental financial tool that provides peace of mind and security for individuals and their families. It serves as a safety net, ensuring that loved ones are financially protected in the event of the policyholder’s untimely demise. To maximize its benefits and adapt to changing circumstances, policyholders should conduct annual reviews of their policies. In this article, we’ll explore the critical reasons why annual life insurance policy reviews are essential.
Changing Life Circumstances
Life is full of changes – both expected and unexpected. Marriage, the birth of a child, a career switch, or retirement are just a few examples of major life events that can significantly impact your financial responsibilities and goals. When these changes occur, your life insurance needs may also change. For instance, the birth of a child may necessitate an increase in coverage to provide for their future education and well-being.
Evolving Financial Goals
As you progress through life, your financial goals may evolve. You may have initially purchased a life insurance policy to cover a mortgage or provide income replacement for your family. However, over time, you may accumulate savings or investments that reduce the need for insurance. Regular policy reviews help you assess whether your coverage still aligns with your current financial objectives.
Policy Performance
Life insurance policies can have different components, such as cash value or investment options and the performance of the underlying investments. Annual reviews provide an opportunity to evaluate your policies such as term conversion or YRT universal life to level cost and determine if adjustments or changes are necessary to meet your financial objectives.
Beneficiary Updates
Over time, relationships with beneficiaries may change due to births, deaths, divorces, or other personal circumstances. It’s crucial to keep your policy’s beneficiary designations up to date to ensure that your wishes are honored in the event of your passing. Annual reviews provide an opportunity to make any necessary updates.
Conclusion
Life insurance is a vital financial tool that requires ongoing attention and evaluation to remain effective. Annual policy reviews enable policyholders to adapt to changing circumstances, assess their coverage needs, and ensure that their insurance aligns with their financial goals. By regularly reviewing your life insurance policy, you can make informed decisions that provide peace of mind and financial security for you and your loved ones throughout life’s journey.
it’s a simple yet essential step in your financial planning process. Please contact your insurance agent or financial advisor to help you with your insurance policies.
Sritharan Thurairajah. CLU, CHS
Financial Advisor, Life Member of the Million Dollar Round Table
CTCC’s Diamond Sponsor for 2023, Muraly Srinarayanathas of 369 Global, just returned from an extraordinary 10-day expedition to Kenya on behalf of 369 Global’s partnership with Talent Beyond Boundaries and Refuge Point. This endeavour aligned seamlessly with the overarching objectives of 369 Global: to help facilitate pathways for displaced skilled talents to find opportunities in Canada, ensuring substantive economic empowerment and mitigating the hurdles of immigration.
This recruitment mission gave Canadian employers a unique and encouraging opportunity to meet with refugees proficient in English and French, possessing professional qualifications across various critical sectors, including healthcare and trades, where Canada currently grapples with acute labour shortages.
Vettyvel Law Office marked a significant milestone with the inauguration of their new premises at 2225 Markham Road, cementing their commitment to serving the Scarborough community with enhanced legal services.
The auspicious occasion witnessed a gathering of well known personalities, including prominent figures, political leaders, and local realtors, who were cordially invited to commemorate the landmark event.
The ceremony was initiated with Mr. Kayilasanathan’s ribbon-cutting, symbolizing a new chapter in Vettyvel Law Office’s journey. Rishani Vettivel, the principal lawyer at Vettyvel Law, expressed gratitude to the distinguished guests, acknowledging their presence and extending heartfelt thanks for their well-wishes and support.
“The opening of our new location is a testament to our unwavering commitment to providing accessible and exceptional legal services to our community,” remarked Rishani Vettivel.
As the festivities concluded, attendees expressed their anticipation for the positive impact Vettyvel Law Office would bring to the local legal landscape.
Mark your calendars for Computek’s Upcoming graduation ceremony
Following the resounding success of our unforgettable Fall 2023 Graduation Ceremony on September 28, which celebrated the achievements of over 300 graduates, we are thrilled to announce our next grand convocation.
The final Computek College Graduation Ceremony of 2023 is set for November 22 at 6 p.m. at the Scarborough Convention Centre.
Don’t miss out on the opportunity to be part of this joyous celebration. Let’s come together to honor the hard work and success of the amazing graduates of Computek.
Should you be interested in joining us on our special occasion, please do not hesitate to reach out to us at: graduation@computek.edu.
We hope you’ve been enjoying our e-newsletter and finding it informative and engaging. We highly value your feedback and would love to hear your thoughts on how we can further improve our content and make it even more relevant to your interests.
Whether you have suggestions for new topics, questions, or any other feedback, we encourage you to get in touch with us. Please feel free to send your feedback to info@ctcc.ca. We appreciate the time you take to share your thoughts with us.